because of the right, it does not number in case your more is done with the mortgage or even the c/an excellent, it is still principal avoidance when the their in a choice of certainly one of it. by the leftover. we wouldnt understand how it truly does work indeed there. (consult with their own again possibly?)situation 2 = semi-flexi only has step 1 membership. making sure that their to reduce your dominant, the money Must borrowing on casing mortgage account (subject to LO TnC). people commission made to your c/a bring nothing to do with your principal since these accs commonly connected. so the 2nd manager is actually “korek”. =)
In reality to own scenariio 1= I asked the latest manager concerning your traditional financing, she said perhaps not flexi up coming advise me far better get other totally flexi bundle.
Scen 2= so this is “korek” haha. You mode whatever more payment to loan a beneficial/c tend to deduct the main amte to that LO, how about the fresh T&C reported that we need to offer get better observe and also make additional payment. nevertheless the manager said n’t need because their LO not revise, the brand new LO however according to the old that, although banking system currently update. How come ? I’m frightened shortly after finalizing commonly feel dissapointed about later on, all the mth has to observe bank to give downpayment .
Surely got to change financial?
.As to why you should never for example fully flexi? If any time create advance payment has to enhance lender, i wld alternatively get totally flexi. Save time.
Heard together with Hleong islamic no locking several months, promise you could potentially tell us for individuals who got people futher details. Thx.
In fact to own scenariio step 1= I inquired the new officer regarding your traditional financing, she told you perhaps not flexi up coming recommend myself best to grab most other totally flexi bundle.
Scen 2= so this is “korek” haha. Your mode almost any a lot more fee so you can financing good/c tend to subtract the principal amte to that particular LO, what about new T&C reported that we need to offer improve observe making a lot more percentage. nevertheless the officer informed me not want as their LO maybe not update, the new LO nonetheless based on the dated that, nevertheless the banking system currently up-date. How come ? I am afraid after finalizing tend to be sorry for later, all the mth needs to notice bank provide advance payment .
Surely got to revise financial?
.As to why you should never instance completely flexi? If any big date make advance payment needs to revise financial, i wld alternatively capture completely flexi. Save your time.
Read and additionally Hleong islamic zero locking months, promise you can share with all of us for those who had any futher info. Thx.
whether or not its semi otherwise full flexi, their practically the same thing. think of it once the a handbook vehicle otherwise automobile vehicles. highest FC or more-remain charges into benefits vs so much more leg work with decreased maintaince costs. apparently talking.
away from private point of view, i am going to state wade full-flexi if you possess the a lot more cash of course your going in order to roll the bucks that frequently.
i am not saying totally yes throughout the UOB’s pratices, however, u is also consult the brand new officials what type of observe to help make the extra fee? over-the-counter find, a month notice beforehand an such like.
Really does anyone using this loan package. Pls share specific white for me. My personal main priority ‘s the advance/prepayment. Let’s say mthly fees was RM1k, and i shell out RM1.5k all mth with the mortgage an effective/c. Really does brand new RM500 will deduct from the Dominating amt , after that reducing the notice charge?
You to said”No”, the other commission will playground in the a good/c and you will payday loans Pelham apply while the a beneficial mthly installment whenever due. Notice should be made available to financial if the require the extra commission are subtract the main. She recommend me to account for a complete flexi real estate loan.
