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This Mortgage and Safety Contract (as same concluded, changed, restated otherwise formulated periodically, that it

This Mortgage and Safety Contract (as same concluded, changed, restated otherwise formulated periodically, that it Agreement) is made as of ong PENNYMAC LOAN SERVICES, LLC, as lender (the Financial) and PENNYMAC HOLDINGS, LLC, as borrower (the Borrower). WHEREAS, in order to finance Portfolio Excess Spread (as defined below) owned by Borrower from time to time, […]