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I dont recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I https://availableloan.net/installment-loans-md/ got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all of your dudes that require to purchase a property otherwise financing something.. pray so you can goodness you really have good credit. In my opinion some men you to definitely believe that handmade cards evil need observe the picture as a whole. Just because *you* privately managed to pay cash to own everything you doesnt suggest it will work for everybody else. Despite everything i published a lot more than I Also (at the same time) reduced dollars to possess that which you. I won’t go into the reasons right here however it worked out besides to some extent. Usually the one downside to which had been I can Never ever make an application for credit cards.. you can expect to never ever get financing. Forget buying property until We robbed a financial.
To summarize for the past a decade I must features charged from the 100K worth of posts. Ive racked right up a lot of reward situations ect ect. Occasionally I pay cash to possess blogs however, one to form I’m wanting a benefit. I know there is guys to your here with checked-out a used-car as well as the people wants 3K for this and also you initiate this new deals and you may push involves push together with wad of cash arrives! Gotta think its great!
