Remain checking from time to time observe just what Sofi provides you with every few months. We refinanced with Sofi in to a great 5.35% speed (5.1% following vehicle-pay appeal write off) having good ten seasons financing (
$125k balance). I quickly refinanced that have Sofi once more in to a beneficial 4.0% rate of interest (step three.75% after the auto-spend dismiss) having an excellent 7 seasons mortgage (
Merely something you should recall continue checking back towards prices whilst will not cost almost anything to continue refinancing which have Sofi. SaguaroSpines on reddit, 8/
He verified the loans got acquired from the XXXX XXXX XXXX XXXX and that bank account XXXX try according to the label XXXX XXXX
Far more unfiltered customer analysis away from SoFi come on TrustPilot (cuatro.six out of 5), and ConsumerAffairs (dos.8 from 5).
SoFi User Issues
Because the user financial institutions, education loan refinancing loan providers end up in brand new legislation of User Financial Safeguards Agency (CFPB), a national agency. As an element of the mission, the fresh CFPB lets consumers so you’re able to diary authoritative complaints. This type of complaints try in public areas available on the brand new CFPB official website.
Because the , consumers features registered step one,296 problems about SoFi to own typically one to (1) complaint all of the around three (3) days; that’s nearly fifteen moments the average everyday grievance rate certainly examined loan providers. One of the 601 problems that have public narratives, no less than 58 (nine.65%) site student loan refinancing.
Users file the fresh www.paydayloanalabama.com/paint-rock new annual exact carbon copy of you to (1) ailment for every $5.326 million for the estimated corporate cash otherwise one (1) criticism each sixteen personnel.
The allegations made in these complaints are unproven, are never member of all consumers’ experiences with SoFi, and could possibly get incorporate dated recommendations (about rates, bonus offers, etc.). Note that a lender with a large customer base is likely to also have a higher number of complaints when compared with smaller lenders.
Less than we provided around three (3) of the most present and related issues (at the creating) where in fact the individual agreed to revealing its facts.
On XXXX I received a text message from phone number XXXX that my SOFI loan was in process, but that additional information was required to secure the loan. The message included a link to complete the application. I had not started a loan application or any inquiry into a loan application and I assumed this was a fraudulent text. I replied STOP to opt out of any future correspondence. Aprox. On XX/XX/22 I received multiple calls from XXXX phone number XXXX requesting information to complete another loan application. This prompted me to check my credit report. Upon which time I noticed that SOFI had pulled my credit on XX/XX/22. I called SOFI and learned that a personal loan in the amount of <$1>had been dispersed to XXXX XXXX XXXX XXXX XXXX XXXX XXXX. SOFI had all of my personal information on file ( XXXX, XXXX, Home Address, Phone, etc. ) I notified SOFI that this was a case of identity fraud and as of XX/XX/22 my case was being reviewed by their Fraud Dept. I called XXXX XXXX XXXX Bank and spoke to XXXX XXXX ( phone XXXX ) who works in their Fraud Dept. SOFI keeps forwarding me to their Fraud Investigative Team phone number ( XXXX ) that goes straight to voice mail. I can not get a valid case number or confirmation number and they will not give me a phone number or email address to call them directly. The funds have already been dispersed and I want this transaction wiped from my credit and all of my personal information removed from XXXX XXXX.
